About Us

At TRUSTFUND LOAN SYSTEMS, we believe that access to capital is a right, not a privilege and that managing capital should never be a burden.

Founded with a deep understanding of the Tanzanian financial ecosystem, TRUSTFUND is a cloud-based loan management platform purpose-built for microfinance institutions, SACCOs, VICOBA groups, and other community lenders who are working hard every day to empower underserved communities with financial tools.

We help these organizations move beyond Excel, paper forms, and manual bookkeeping, replacing them with a modern, secure, and mobile-first solution designed to simplify their entire loan lifecycle from application to disbursement to repayment.

Born in Tanzania. Built for Tanzania.

TRUSTFUND LOAN SYSTEMS was created out of necessity.

For years, our founding team worked directly with SACCOs and MFIs across Dar es Salaam, Arusha, Dodoma, and Mwanza. We saw firsthand how institutions were managing tens of millions of shillings using spreadsheets, WhatsApp chats, and logbooks. Field officers were carrying paper receipts in their pockets. Accountants spent late nights preparing audit files. And branch managers had no way of knowing which loans were late until it was too late.

There was no affordable, locally tailored system that met the realities of the Tanzanian lending landscape.

So, we built one.

What We Offer

TRUSTFUND is an all-in-one software platform that replaces the chaos with clarity. Here's how:

• Loan Management: Create, disburse, and track loans with flexible repayment schedules, interest settings, and custom fees.
• Client Profiles: Centralize borrower data, documents, KYC, and loan history in one place.
• Collections App: Enable agents to collect instalments offline and sync when reconnected. Auto-SMS receipts included.
• Accounting Ledger: Generate double-entry financials in real-time complete with day-book, vouchers, and trial balance exports.
• Notifications Engine: Send payment reminders, disbursement alerts, and overdue warnings via SMS or WhatsApp.
• Import Tool: Drag-and-drop your old Excel files into TRUSTFUND no need to start from scratch.
• Audit-Ready Reports: Download reconciled reports with one click. Save weeks during financial audits.

All of this is delivered via a secure, cloud-hosted system accessible from any device, anywhere in the country even in rural areas.

Built for Scale, Not Complexity

We know that many MFIs don't have in-house IT teams. That's why TRUSTFUND is designed to be easy to deploy, easy to use, and easy to grow with.

Onboarding takes less than a week. All you need is an internet connection and a browser. We'll handle setup, data migration, and training. Our pricing is flat and transparent: TZS 100,000 per branch per month no per-user fees, no surprises.

As your loan book grows, so does TRUSTFUND. Our system supports up to 100,000 active loans, multiple branches, and complex agent hierarchies without breaking a sweat.

Our Mission

We exist to power the backbone of Tanzanian finance: the informal and semi-formal lending institutions that touch the lives of millions.

Our mission is simple:

To give every Tanzanian micro-lender the digital tools they need to operate efficiently, transparently, and sustainably.

When SACCOs grow stronger, families thrive. When collections improve, lending expands. When compliance is easy, more institutions can attract external funding and investment.

We want to play a role in all of that.

Our Team

TRUSTFUND LOAN SYSTEMS is led by a passionate team of Tanzanian developers, fintech engineers, and former SACCO consultants who deeply understand both the technical challenges and human realities of local lending.

We are headquartered in Dar es Salaam, with support hubs in Arusha and Mbeya. Our product is proudly developed in Tanzania, for Tanzania with future plans to serve East Africa more broadly.

Partners & Integrations

We believe in working with the ecosystem not competing with it. TRUSTFUND integrates seamlessly with:

• Mobile money platforms like M-Pesa, Airtel Money, and Tigo Pesa
• SMS providers such as Selcom and Infobip
• Credit bureaus including CreditInfo Tanzania (optional CIBIL checks)
• Government regulations for data compliance and financial reporting

Whether you're a small rural SACCO or a multi-branch microfinance company, we meet you where you are and help you scale confidently.

What's Next

While our current focus is on delivering world-class loan management tools, the future is even more ambitious. We're actively exploring:

• AI-powered insights to flag default risks
• Custom borrower scoring systems
• Digital onboarding workflows
• USSD interfaces for borrowers without smartphones
• Integration with national ID and CRDB/NMB APIs

Our vision is to become the go-to financial operating system for all mid-sized lenders in East Africa and to empower every loan officer and accountant with world-class tools in their local language, built for local realities.

Get in Touch

Want to learn more about how TRUSTFUND LOAN SYSTEMS can help your institution grow?

• 📞 Call or WhatsApp us at +255655557887
• 📧 Email us at info@trustfund.co.tz
• 📍 Visit us in Dar or schedule an on-site demo.